Ripple’s XRP is been the old-school boss in the blockchain family for over a decade.
You know the score, a public ledger built tough for real-world finance. But lately? The neighborhood’s gettin’ crowded.
Track record
Fintech veterans like Circle and Stripe are rolling out their own blockchains, stepping into XRP’s turf with shiny new toys.
What’s a crypto godfather gotta do to keep his empire solid? Ripple’s CTO, David Schwartz, throws down some truths.
Launching a blockchain? Not for the faint-hearted. But building a crew, that’s developers, liquidity, trust, and actual usage, that’s the real heavyweight fight.
Ripple’s been in that ring for over 13 years, laying down a network designed to handle the big financial moves across borders, without bowing to any single master.
Permissionless?
Now, those newcomers, Circle’s Arc and Stripe’s Tempo, they’re shiny Layer-1 blockchains, aiming at payments and stablecoins with bells and whistles like dollar-based fees and ultra-fast, predictable settlements.
They want to play ball, no doubt. But Schwartz points out the difference, because some chains are permissioned, controlled by a tight crew.
That might work for small, closed circles, but it crams the party where only a few get invited.
XRP Ledger, on the other hand? It’s the open hall, permissionless at its core, but with smart options to keep regulators happy when needed.
Anyway, that makes it adaptable, ready to link up assets, markets, and players worldwide without a fuss.
The ledger’s fees are a fraction of a cent, no separate gas tokens, and every transaction burns a bit of XRP, a clever way to keep spam out and the system humming.
Legacy
Sure, competition’s heating up. But it’s a growing market. Ripple’s poised to add more power, programmability, compliance-ready tools, and deeper liquidity for the big institutional money. The pie is just getting bigger.
Imagine an intense office showdown, lots of big personalities, some newcomers stirring the pot, but the seasoned boss still calling the shots behind the scenes.
That’s Ripple’s 2025 story. Rival blockchains might catch eyes now, but XRP’s legacy and design keep it a critical player as the crypto world going forward.
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Cryptocurrency and Web3 expert, founder of Kriptoworld
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With years of experience covering the blockchain space, András delivers insightful reporting on DeFi, tokenization, altcoins, and crypto regulations shaping the digital economy.
📅 Published: August 16, 2025 • 🕓 Last updated: August 15, 2025
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