Real estate tokenization is gaining momentum in Dubai while other regions move more cautiously.
The emirate is positioning itself as a jurisdiction where tokenized property markets can operate within a defined regulatory structure.
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A new initiative built on the XRP Ledger supports the next phase of real estate tokenization in Dubai, reinforcing its ambition to lead in digital asset infrastructure.
The development highlights how regional clarity can accelerate adoption even when global conditions remain uneven.
Thrilled to see Phase Two launch for Dubai @Land_Department Real Estate Tokenization Project! Building on the pilot, controlled secondary market trading is now live for tokenized properties on the XRP Ledger, secured by @Ripple Custody via our partner @CtrlAltCo
This is massive…
— Reece Merrick (@reece_merrick) February 20, 2026
What Dubai is building around real estate tokenization
Dubai’s program focuses on converting ownership stakes in property into blockchain-based digital tokens.
Real estate tokenization allows investors to access fractional exposure to property assets without purchasing entire units outright.
By structuring ownership through digital tokens, settlement can become faster and transfer of rights more transparent.
Smaller allocations open participation to a broader investor base, while regulatory oversight keeps the framework aligned with local financial standards.
For a region that has consistently branded itself as a fintech and digital asset hub, integrating real estate tokenization into official infrastructure aligns with long-term positioning.
Why the XRP Ledger was chosen for real estate tokenization
The XRP Ledger offers high throughput, relatively low transaction costs, and a track record of enterprise integration.
For property markets, operational reliability and predictable settlement often matter way more than market narratives.
Using an established ledger indicates that the focus lies on functionality rather than speculation, so when tokenized assets represent claims on physical property, infrastructure stability becomes central.
Dubai has repeatedly framed blockchain deployment as regulated modernization. In that context, ledger selection becomes part of a broader institutional design choice.
Global friction, regional acceleration
Real-world asset expansion has faced slower progress in some jurisdictions due to regulatory uncertainty and shifting macro conditions.
Uneven compliance frameworks and fluctuating institutional appetite have moderated tokenization growth in several markets. But demand for capital-efficient access to yield-bearing assets continues to exist.
Regions with defined regulatory channels and structured programs can move faster, and Dubai’s real estate tokenization initiative reflects that dynamic.
Regulation functions as an enabling factor when it provides clarity around custody, investor rights, and settlement standards.
Without that clarity, projects stall. With clarity? Implementation advances fast.
What this signals for the broader tokenization thesis
Real estate tokenization is unlikely to expand uniformly across global markets. Adoption follows jurisdictions that combine infrastructure readiness with regulatory alignment.
Dubai’s program demonstrates how coordinated policy, technology selection, and capital strategy can translate tokenization concepts into operational frameworks.
Even if growth slows in some regions, other hubs can progress by offering structured environments for digital asset deployment.
Real estate tokenization moves forward where governance and infrastructure align. Dubai is positioning itself within that category.
Cryptocurrency and Web3 expert, founder of Kriptoworld
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With years of experience covering the blockchain space, András delivers insightful reporting on DeFi, tokenization, altcoins, and crypto regulations shaping the digital economy.
📅 Published: February 24, 2026 • 🕓 Last updated: February 24, 2026
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