The SEC is changing its tune on crypto, guys. Paul Atkins, the chair, just dropped a bombshell in Paris, a new plan called Project Crypto.
And the essence of his speech? He said most crypto tokens aren’t securities.
One regulatory umbrella that covers everything in crypto
It’s a fresh start after years of heavy-handed crackdowns. The SEC wants clear rules people can actually follow, not the wild enforcement raids of the past.
Atkins laid it out straight at the OECD Roundtable, no more setting policy by knee-jerk enforcement.
He’s pitching one big regulatory umbrella that covers trading, lending, staking, everything crypto, in one neat package. It’s organized, modern, designed for the blockchain age.
Now hang on, here comes the juicy part. Atkins envisions so-called “super-app” platforms, crypto all-in-ones where you can trade, lend, and stake without bouncing between different services.
These platforms get the flexibility to offer multiple custody options, making the crypto user’s life way easier.
It’s like having your espresso, cappuccino, and late shot all from the same café. Why juggle when you can streamline?
.@SECPaulSAtkins gave remarks at @A1Policy today on Project Crypto, an SEC Commission-wide initiative to modernize the securities rules and regulations to enable America’s financial markets to move on-chain. https://t.co/Uvo8sjVRtD pic.twitter.com/R4Znno9mSm
— U.S. Securities and Exchange Commission (@SECGov) July 31, 2025
Difference between the American and the European ways
And Atkins isn’t about to drown innovators in red tape. He talks about giving entrepreneurs the minimum effective dose of regulation, enough to protect investors, but not so much that only big, old-school incumbents can play.
The message? The SEC’s finally ready to support innovation, not smother it.
He tipped a nod to Europe’s MiCA framework, a crypto rulebook that’s already drawing praise for its clarity and scope.
America might take notes from across the pond as it cooks its own regulatory recipe. Atkins wants global cooperation, believing that together we can extend the sphere of freedom and prosperity.
His words, sounds fancy, yes, but it boils down to working with other nations to nurture innovation while keeping markets safe. Do you want America being a leader? This is how you lead.
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Banks’ crypto activities
Europe is tightening the reins with the European Banking Authority’s stiff new rules.
Banks there have to hold way more capital against unbacked crypto assets like Bitcoin and Ether. That’s a pretty heavy hit on crypto liquidity in the EU.
In contrast, U.S. regulators like the FDIC are easing up, letting banks dip into crypto activities without a mountain of prior approvals.
This tug-of-war across the globe makes one thing clear, crypto is here to stay, and regulators are finally starting to get the memo.
A regulated future that supports innovation? Atkins says it’s coming, and it might just usher in a new era where crypto moves mainstream with fewer headaches and more opportunities.
Disclosure:This article does not contain investment advice or recommendations. Every investment and trading move involves risk, and readers should conduct their own research when making a decision.
Kriptoworld.com accepts no liability for any errors in the articles or for any financial loss resulting from incorrect information.
Cryptocurrency and Web3 expert, founder of Kriptoworld
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With years of experience covering the blockchain space, András delivers insightful reporting on DeFi, tokenization, altcoins, and crypto regulations shaping the digital economy.
📅 Published: September 12, 2025 • 🕓 Last updated: September 12, 2025
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